Mortgage Lending Expert CD

Author: Mortgage Lending Expert CD Panel of Experts
Format: CD
Frequency: Monthly
Price: $1939
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.

Mortgage Lending Expert CD is a comprehensive CD-based solution providing all the information that mortgage professionals need on a day-by-day basis. The Expert makes it easy to research and resolve regulatory problems and will help you draft and implement policies and procedures that comply with federal and state laws and regulations.

Mortgage Lending Expert CD is your one-stop resource for the latest information on:

Hot Topics: Learn about recent developments in the law and regulatory changes including national news and cases as well as issues of state and regional interest.
Federal and State Guidance and Analysis: In-depth analysis and guidance on federal and state compliance requirements for mortgage lending and related activities. Get the steps you must take to comply with federal and state regulatory requirements and the tools you need to draft customized policies and procedures.
Operations and Buying and Selling in the Secondary Market: Comprehensive guidance on origination, servicing, operations and administration as well as buying and selling in the secondary mortgage market.
Additional Compliance Resources: The tools you need to effectively control and monitor your programs, such as:

Sample Policies and Procedures
Sample Forms
Mortgage Compliance Audit Program
Sample Internal Audit Programs
A Business Process Checklist
One to Four- Family Loan Documentation Charts

Daily Issuances and Federal Register: Updated daily to include issuances that mortgage lenders need
Federal Laws and Regulation: The United States Code and the Code of Federal Regulations
State Mortgage Laws and Regulations from each of the 50 states
Agency Documents
And More!

Mortgage Lending Expert CD Panel of Experts

Buckley Kolar, LLP	David McF. Stemler, Esq.	James H. Pannabecker	Melissa L. Richards	Julia W. Gorman
Andrea Lee Negroni, Esq.	Jonathan D. Jaffe	John P. Kromer	Paul H. Schieber	Marsha L. Williams
	Jeffrey Torp	Karen Gelernt	Melissa Richards Wallace

Buckley Kolar, LLP, one of the nation's premier law firms for the financial services industry, specializes in regulatory compliance for residential lending, state licensing, and e-commerce. The lead author for Buckley Kolar, LLP, is Andrea Lee Negroni, Esq. Ms. Negroni is one of the nation's leading experts on mortgage origination law. She regularly conducts due diligence reviews of several independent mortgage companies prior to their acquisitions or IPOs. She has conducted 50-state surveys of virtually every substantive area of regulatory compliance of interest to residential mortgage lenders. Under a USAID contract, Ms. Negroni advised the Ministry of Finance of the Government of Slovakia on the implementation of a private mortgage banking system in that country.

David McF. Stemler is an attorney and author based in Arlington, Virginia. He is an editor of Pratt’s Letter, Pratt’s Federal Advertising and Marketing Law Guide, Pratt’s Federal Fair Lending and Credit Practices Manual, and Pratt’s RESPA Manual as well as Pratt’s Bank Law & Regulatory Report. He is a member of the Pennsylvania and the District of Columbia bars.

James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.

Melissa L. Richards is a Shareholder in the Orange County, California, office of Buchalter Nemer Fields & Younger, where she is a member of the Bank and Finance Group and Co-Chair of the Mortgage Banking Practice Group. Ms. Richards also serves as outside General Counsel for the California Mortgage Bankers Association. She has over 15 years of legal experience and expertise in all areas of residential mortgage finance, including regulatory compliance and licensing. She is a member of the California State Bar and the American Bar Association. Ms. Richards is a frequent speaker at national, state, and local mortgage banking industry events. Ms. Richards received her J.D. from the University of San Francisco School of Law.

Julia W. Gorman is vice president and director of compliance and licensing for Acoustic Home Loans, LLC, where she directs compliance policy and procedures, compliance audits, licensing administration, and document testing. She has more than 28 years of experience in all areas of financial services, focusing on underwriting, funding, quality control, internal auditing, compliance, and training. Ms. Gorman also has led professional workshops on state and lending laws and regulations. Ms. Gorman has held numerous senior positions at successful organizations throughout Southern California, including American Mortgage Network (AMNET) The IMPAC Companies, Western Financial Savings Bank, Far Western Bank, Irvine City Savings Bank, The Hammond Company, First Interstate Bank, and California First Bank.

Andrea Lee Negroni is a consumer finance and mortgage banking attorney with a special expertise in the area of state regulatory compliance for mortgage bankers, mortgage brokers and consumer creditors. Of Counsel in the law firm of Buckley Kolar, LLP, Ms. Negroni is a nationally-known expert in the field of licensing of financial institutions, including lenders, brokers, debt collectors, sales finance companies, and others. She is the author of the definitive manual of state mortgage banking laws, regulations and judicial decisions, and of numerous articles for trade publications, such as Servicing Management, Secondary Marketing Executive, Real Estate Finance Today, and Mortgage Banking. She is a regular lecturer at meetings of the Mortgage Bankers Association of America, the National Association of Mortgage Brokers, and the American Association of Residential Mortgage Regulators.

Jonathan D. Jaffe is a California-based attorney whose national law practice involves advising clients in real estate, mortgage finance, consumer finance, financial institutions, corporate and e-commerce law. Currently a partner in the law firm of Kirkpatrick & Lockhart LLP, he previously served as in-house counsel with a national mortgage banking firm, two savings and loan companies and an online financial services aggregator. Mr. Jaffe is an active member of the California Mortgage Bankers Association and the Mortgage Bankers Association of America, and has previously chaired the Legal Issues Committee of both associations. He is also an active member of the Consumer Financial Services Committee of the American Bar Association. He has written extensively in trade publications on real estate finance and mortgage banking.

John P. Kromer is a partner in the law firm of Buckley Kolar, LLP, where his practice focuses on state and federal regulatory compliance for the consumer credit and mortgage finance industries. He has experience in the legislative process, having served as a policy advisor to a member of Congress and as a legislative aide to a member of the Virginia Legislature. Mr. Kromer is the author of several books concerning the regulation of the mortgage industry, and numerous articles on state regulation of mortgage loans and on the licensing of mortgage companies. He has lectured at meetings of the Mortgage Bankers Association of American and the American Association of Residential Mortgage Regulators.

Paul H. Schieber is a partner resident in the Philadelphia office of the law firm of Blank Rome LLP., where he is chairman of that firm's consumer financial services group. His practice focuses on consumer loan and credit sale transactions, including mortgage loan transactions and second mortgage and home equity loan programs, credit cards, and revolving credit loans. His clients include banks, thrift institutions, mortgage and consumer finance companies, and others involved in residential and consumer lending. Mr. Schieber is the author of several publications on second mortgage lending and other consumer lending topics, and has written numerous articles on mortgage lending, RESPA, fair lending and related topics. He is a frequent lecturer at meetings of the Pennsylvania Association of Mortgage Bankers, the Mortgage Bankers Association of America, the National Home Equity Mortgage Association, and numerous other regional and national organizations.

Marsha L. Williams is an attorney with Middleberg, Riddle & Gianna, a law firm with offices in Dallas and New Orleans. Ms. Williams serves on the National Advisory Council of the Federal National Mortgage Association. She is a past president of the Dallas Mortgage Bankers Association and a member of the board of directors of the Texas Mortgage Bankers Association. She chairs the Mortgage Bankers Association's education committee, and has held other leadership roles in that and other mortgage banker associations. She has written for numerous publications in legal and trade journals, in addition to regional publications.

Jeffrey Torp is a consultant in the area of regulatory risk for financial institutions. He specializes in the financial institution industry and has more than 25 years of experience serving financial institution clients in matters relating to bank regulation. Mr. Torp is an attorney and has previously served as a consultant with KPMG and with McGladrey & Pullen, LLP, and as legal counsel to the Independent Bankers of Minnesota. He received his law degree from William Mitchell College of Law in St. Paul, Minnesota, and his Bachelor of Arts Degree from Augsburg College in Minneapolis, Minnesota. Mr. Torp has worked with financial institutions throughout the country on regulatory issues and given numerous presentations on regulatory topics to groups of bankers, bank examiners, trade associations, and attorneys. He has also served as an instructor for the Independent Bankers Association of America’s compliance school and certification program, and authored several publications.

Karen Gelernt, a Harvard law graduate, is a partner with Cadwalader, Wickersham & Taft. Her principal practice involves the representation of domestic and foreign banks, investment banks, and other financial institutions in an extensive variety of mortgage banking and financing transactions.

Melissa Richards Wallace, contributor, is also an attorney with extensive mortgage banking expertise. She is a member of Severson & Werson, and focuses her practice on advising residential mortgage loan originators, servicers, brokers, and due diligence providers regarding compliance with federal and state laws and regulations.