Authors: David Stemler and James Pannabecker
Format: 3-Ring Binder with CD
Frequency:
2 updates annually
Price: $539
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.
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Identify theft is one of the fastest growing crimes in the U.S., and it is a major concern for the consumer — your customer.
The FACT Act amends the FCRA to enhance the ability of consumers to combat identity theft, to increase the accuracy of consumer reports, and to allow consumers to exercise greater control regarding the type and amount of marketing solicitations they receive.
Sheshunoff’s FACT Act Compliance Manual was designed to make it easier for your institution to adapt to the post-FACT Act FCRA. The FACT Act Compliance Manual will guide you through the regulations, identify areas that you need to focus on, and be your resource for FCRA compliance in the future.
The FACT Act Compliance Manual includes:
- Guidance on how the new Credit CARD Act of 2009 affects FACT Act compliance
- A Quick Reference Guide with a list of FACT Act provisions and how each will affect your institution
- Summaries of the key elements of the FACT Act
- Specific guidance and compliance tips for each of your departments
- Regular updates to reflect the adoption of additional regulations and other supervisory guidance
You’ll also find information about:
- Restrictions on the use of sensitive medical information in consumer reports
- Efforts to improve financial literacy among consumers
- And more…
About the Authors
David McF. Stemler is an attorney and author based in Arlington, Virginia. He is an editor of Pratt’s Letter, Pratt’s Federal Advertising and Marketing Law Guide, Pratt’s Federal Fair Lending and Credit Practices Manual, and Pratt’s RESPA Manual as well as Pratt’s Bank Law & Regulatory Report. He is a member of the Pennsylvania and the District of Columbia bars.
James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.