Mortgage Lending Operations and Administration

Author: James H. Pannabecker
Format: Looseleaf manual with CD
Frequency: 2 updates annually
Price: $525
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.

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You can review this product for 30 days. Your annual subscription includes published updates at no additional charge for the 12 month subscription period. At least 2 updates are expected. If you cancel your subscription within 30 days of receipt, you will receive a full credit upon return of the product together with a request for cancellation.

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Just for Mortgage Loan Managers
Wouldn’t it be great to have one comprehensive resource on your shelf you could use for everyday guidance and support?

The new Mortgage Lending Operations and Administration manual from A. S. Pratt & Sons gives you a wealth of information, covering all aspects of mortgage lending, from setting up your operations all the way through how to underwrite, document, and make loans. Plus it helps you with other key issues like resolving problem loan situations, pricing loans, and managing risks.

Practical, concise guidance—although this is a complex subject, the author focuses on giving you just the information you need to run your mortgage lending operation
Forms, checklists, sample policies, and other tested tools and techniques make your planning process easier and more comprehensive
Comprehensive—covers all aspects of mortgage lending, from setting up the organization to the mechanics of underwriting, documenting, making and reviewing loans, and resolving problem loan situations
All-purpose desk reference—includes summaries of key federal laws and regulations that affect mortgage lending operations, and guidance on how to manage regulatory examinations
Customizable—the companion CD contains the entire text of the manual so you can easily adapt documents to your organization

Summary Table of Contents

Getting Organized
Chapter 1, Getting Organized and Adopting a Loan Policy
Chapter 2, Residential Mortgage Lending in a Nutshell
Chapter 3, Underwriting Guidelines
Chapter 4, Real Estate Appraisal Policies and Procedures

Loan Pricing, Approval, and Documentation
Chapter 5, Loan Pricing
Chapter 6, A Risk Management System
Chapter 7, Loan Review
Chapter 8, Loan Approval
Chapter 9, Loan Documentation
Chapter 10, Establishing Effective Residential Construction Lending Practices

Special Concerns
Chapter 11, Subprime Lending
Chapter 12, The Secondary Mortgage Market
Chapter 13, Avoiding Lender Liability Claims
Chapter 14, Preventing Environmental Liability
Chapter 15, Managing Regulatory Examinations
Chapter 16, Planning and Marketing

Problem Loans
Chapter 17, Problem Loans
Chapter 18, Loan Loss Reserve Management
Chapter 19, OREO Management Policies and Procedures

Regulatory Compliance
Chapter 20, Customer Privacy
Chapter 21, Regulatory Compliance

Appendix material includes a handy glossary of mortgage lending terms and relevant regulatory guidance.

Updates Keep You Current
As the mortgage lending industry changes, so do operational challenges. Your subscription will include two Updates a year so you’ll have the latest tools of your trade.

Practical Guidance from an Industry Expert

James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.