More than ever, your bank needs to understand the source of its profitability. Whatever the size of your bank, you can use funds transfer pricing (FTP) to help manage your bank's profitability by analyzing earnings for your whole institution or by different profit centers.

FTP gets at the components of your earnings in a way that helps you maximize your returns. How can you be sure you're using this technique optimally? The Sheshunoff® Banker's Guide to Funds Transfer Pricing gives you the practical guidance you need to implement FTP in your bank, or to improve your existing FTP program by using advanced or more effective techniques.

You'll get comprehensive guidance on risk management, profit measurement, and data applications. The manual covers:

• Introduction and Basics
• Funding Loans
• Funding Simple Loans
• Loan Prepayments: Breakage and Options Charges
• Funding Deposits
• Funding Deposits
• Liquidity Charges
• Treasury and Other Balance Sheet Funding
• The Treasury Center: Investment Portfolio, Purchased Liabilities, and the Offsets Center
• Funding Noninterest Balance Sheet Items
• Implementing the FTP Model
• Organizing the Development and Implementation Process
• Software Selection
• Extracting and Managing the Data Needs of Your FTP System
• Setting Up Your Model
• Practical Use and Issues

Plus you get many exhibits, figures, and spreadsheets to help you understand and apply best FTP practices.

The Banker's Guide to Funds Transfer Pricing also gives business line managers guidance on how FTP concepts affect their business line results.

About the Author

Belinda B. Early is an asset/liability management and profitability measurement author and consultant. She spent 20 years with Crestar Bank in Richmond, VA, serving in the positions of Balance Sheet Manager, Interest Rate Risk Manager, and Asset/Liability Manager. During the course of her career, she has been involved in several funds transfer pricing system implementations. She is a long-time member of the North American Asset/Liability Management Association (NALMA) and a speaker at various asset/liability management conferences. She has an MBA from Virginia Commonwealth University.

You can always look to Sheshunoff for expert, practical guidance for the challenges you encounter every day. Now learn how to use funds transfer pricing techniques to improve your profitability by ordering the Banker's Guide to Funds Transfer Pricing. Place your order by clicking above, or call us at 800-456-2340.

You might also be interested in:

• Liquidity Risk Management
• Pratt's Bank Asset/Liability Management
• Banker's Investment Guide Series

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