Self-Paced Financial Statement Analysis

Author: Gregory L. Haslam
Format 3-Ring Binder
Price:$525
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Now also available as individual Internet-Based Training Courses!

Highlights of Last Update Table of Contents How to Use This Manual
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Affordably and Effectively Train Your Lending Staff to Analyze Borrowers' Financial Statements.

Sound credit analysis is the basis of a healthy loan portfolio and good credit risk management. Even the best computer program can’t replace the need for a solid understanding of this task. Your lenders’ ability to foresee cash flow trends and ask the right questions can mean the difference between good loan credits and frequent restructurings and defaults.

The Sheshunoff Self-Paced Financial Statement Analysis manual teaches your lenders how to do this critical job and get it right. Trainees learn how to interpret the information a borrower provides, and how to spread financial statements. The self-paced format has been proven to be the most effective way for trainees to learn and retain complex information, and lots of examples and self tests make it easy to be sure the information is really understood. Each section has its own series of "self tests" with questions and answers, so users can be sure they’ve got the details right.

You'll find coverage of all these key topics:

Sources of financial and related information
Spreading of financial statements
Using ratios and trend analysis
Using pro-forma ratios and projections
Understanding "real" cash flow
Sustainable growth rates and break-even analysis
The impact of character, collateral, and conditions on financial analysis

About the Author

Gregory L. Haslam has been a CPA and financial manager for 24 years. In 1993 he founded Alpha Financial Consulting, Inc., a firm that specializes in providing financial training services to clients of all types and sizes, including financial companies, not-for-profits, manufacturers, distributors, retailers, and service firms. Mr. Haslam has presented hundreds of financial training programs in the past 10 years, including both public seminars and on-site training to corporate clients. Topics presented have included: finance/accounting/economic basics, financial statement analysis, planning and budgeting, cash flow, and accounts payable. Mr. Haslam has also authored numerous seminar programs and self-study courses.