Sheshunoff

The fastest and most authoritative way to research payment systems issues.

Every day you face questions on whether to honor or return a check, accept a wire transfer, report a suspected kite, and more. If you're like your peers, you spend hours every week searching for answers in piles of resources, like federal agency documents, the Uniform Commercial Code, case law, and professional publications. Now you can get all these resources in this fast, complete, easy-to-use package. So you get your answers faster and nothing gets overlooked.

With Pratt's Payment Systems Library on CD your whole operation will be more efficient and productive. Everything you need to research and answer any payment system question is just a keystroke away:

• Brady on Bank Checks: The industry's payment systems bible since 1915 is a massive compendium of all the laws affecting checks and commercial paper, including the issue, transfer, collection, and payment of checks; the return of unpaid checks; electronic funds; wire transfers; forgeries and more.
• Clarks' The Law of Bank Deposits, Collections, and Credit Cards: This classic from Clark and Clark covers all the statutes, regulations, and judicial decisions governing the collection of bank checks and other payment vehicles, including banks credit card, letters of credit and wire transfers.
• The Law of Electronic Fund Transfer Systems: Analysis of the legal principles under the EFT Act, and various payment-related regulations and UCC articles.
• Clarks' Bank Deposits and Payments Monthly: Hundreds of bankers rely on this timely newsletter from Clark and Clark for ongoing practical guidance and strategies for complying with the new statutory and case law requirements affecting everyday operations.
• Uniform Commercial Code: Articles and commentaries relevant to payment systems operations.
• United States Code: Selected sections from other titles with relevance to payment system operations.
• Code of Federal Regulations: Federal banking regulations applicable to payment systems.
• Federal Banking Agency Documents: Statements, documents, and publications from the FFIEC, FDIC, Federal Reserve, OCC, and OTS with relevance to payment systems.

All the analysis contains hyperlinks to the laws and regulations, so you can read the primary source material yourself. The convenient format lets you search by key word, topic, publication, and more. You can even search by case name. So you can be sure you're getting all the relevant information and save hours of research time.

Easier to Get Your Answers, Easier to Stay Up to Date.

Pratt's Payment Systems Library on CD is updated periodically. You'll get all changes made to the included texts; the latest articles, commentaries, documents and releases from the federal agencies; and the latest issues of Clarks' newsletter.
A What's New section highlights the major changes in each Update so you don't have to search for them. You'll know what's new in minutes, so you can keep current without having to read entire texts. The CD also eliminates the time-consuming task of filing paper Updates.

Payment systems are complicated but getting your answers doesn't have to be.

Now also available on the Internet.

About the Authors

Richard B. Hagedorn is the Rosalind VanWinkle Melton Professor of Law at Willamette University College of Law. After practicing for a number of years, he taught commercial law at the schools of law at the University of Missouri, Kansas City School of Law, Gonzaga University School of Law, and the University of Oregon. He teaches all Uniform Commercial Code subjects, debtor-creditor law, and contracts and has won numerous awards for his teaching excellence. He is also a frequent lecturer on commercial law topics and is a member of the American Law Institute. Professor Hagedorn is the co-author of several leading legal treatises that are core publications in commercial banking law, including Brady on Bank Checks. A widely respected authority on negotiable instrument law, Professor Hagedorn has also co-authored The Law of Debtors and Creditors and authored Secured Transactions in a Nutshell and The Law of Promissory Notes. Henry J. Bailey, III, was Professor of Law Emeritus at Willamette University College of Law. He was a leading expert on banking-related commercial law. He served as an attorney for the Federal Reserve Bank of New York and the American Bankers Association and served as Assistant Vice President of Empire Trust Company.

Barkley Clark is well known as a national authority on commercial and financial services law. He is a partner in the law firm of Stinson Morrison Hecker LLP. He advises financial institutions and businesses around the country on a variety of UCC and federal banking law issues, including payment systems, secured transactions, and sales. He is listed in Best Lawyers in America. He is a graduate of Amherst College and Harvard Law School. During a teaching career spanning 35 years, he has taught commercial law at the University of Kansas School of Law, Georgetown Law Center, George Washington University, and the University of Virginia School of Law. His publications are relied on by practicing attorneys and bankers throughout the financial services industry and are frequently cited by federal and state courts. He has served as a special adviser to the Federal Reserve Board, the Commissioners on Uniform State Laws, and state legislatures around the country. He has also served as a director of a national bank. He has co-authored (with Barbara Clark) four major treatises in the banking law area—The Law of Bank Deposits, Collections and Credit Cards, The Law of Secured Transactions under the Uniform Commercial Code, and Clarks’ Guide to Electronic Check Collection. He co-edits (with Barbara Clark) two newsletters—Clarks’ Bank Deposits and Payments Monthly and Clarks’ Secured Transactions Monthly.

Barbara Clark is a former federal prosecutor and commercial litigator with over 25 years’ experience. She is a partner in the Commercial Law Institute, Greenwood, Virginia. Ms. Clark is a graduate of Hamilton College and the University of Maryland School of Law. She has been a partner in private practice specializing in commercial litigation and has represented financial institutions before federal and state regulators. One of Ms. Clark’s areas of special interest is financial fraud and risk management. She is a co-author (with Barkley Clark) of The Law of Bank Deposits, Collections and Credit Cards, The Law of Secured Transactions Under the UCC, and Clarks’ Guide to Electronic Check Collection. Ms. Clark has also co-authored (with Barkley Clark and Mark Hargrave) Truth in Savings: Legal Analysis and Compliance Strategies, and is a co-editor (with Mr. Clark) of two monthly newsletters—one on secured transactions and the other on bank deposits and payments.

Donald I. Baker is a senior partner of the antitrust specialty firm of Baker & Miller PLLC, in Washington, D.C. His current practice covers a full range of antitrust law and enforcement, with special emphasis on appeals, joint ventures, mergers, takeovers, and the problems of regulated enterprises. From 1966 to 1975, Mr. Baker served on the staff of the Antitrust Division of the U.S. Department of Justice, where, in 1972, he became Deputy Assistant Attorney General responsible for international trade, regulated industries, economics, and appeals. He received the Attorney Generals Distinguished Service Award in 1972 and was the principal author of the Justice Departments Antitrust Guide to International Operations (1977). In 1976, President Ford nominated Mr. Baker as assistant attorney general in charge of the Antitrust Division (1976-1977).

Roland E. Brandel is a partner in the national law firm of Morrison & Foerster. He has specialized in consumer financial services law for nearly three decades, and has headed his firms national financial services practice group. Mr. Brandel was a charter member of the Consumer Advisory Council to the Federal Reserve Board.

Mr. Brandel has served as a member of the Study Group on Negotiable Instruments, and as a member of the Study Group on International Electronic Fund Transfer of the Secretary of States Advisory Committee on Private International Law. Mr. Brandel received his J.D. (cum laude) from the University of Chicago Law School. He has written numerous books and articles on financial services topics and has lectured regularly on topics throughout the country.

James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.

You might also be interested in:

• Banking and Lending Institution Forms
• Banking Law Journal
• Law of Financial Privacy
• Law of Electronic Commercial Transactions