Commercial Loan Officer's Desk Reference

Author: Ed Pace
Format: 3-Ring Binder with CD
Frequency: 4 updates annually
Price: $525
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.

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With pressures from the regulators for higher quality loan portfolios, and with the competition for commercial loan business continuing to grow, it’s critical that you have an authoritative resource to help you keep your portfolio sound and growing while you confront the hundreds of day-to-day issues you face.

This unique reference gives you practical help and guidance on all aspects of commercial lending. It keeps you current even as the competition and changing regulations force you to adjust your portfolio management practices. It also gives you the guidance you need to handle bank examinations, compliance issues, and the legal requirements of the job. You’ll find practical guidance on key issues, and we show you how to apply all this information to every kind of loan you make — from short-term loans to local businesses, to more specialized loans like business buyouts, contractor financing, letters of credit, land development, commercial construction, short-term bridge loans, equipment financing, and more.

Research the areas that are causing you uncertainties, whether they relate to financial statements issues, collateral evaluation, sources of repayment, or the economy.
Use our practical commercial loan grading system proven in hundreds of Sheshunoff client banks. This grading system not only helps you decide whether to make a new loan or not, it also helps you grade the loans already in your portfolio, and it helps you spot emerging problem loans before they get out of hand.
See how to analyze financial statements to determine if a loan should be made.
Use the CD to spread and analyze financial statements faster and more easily.
Make sure the loan has been correctly documented, structured, and priced.
Some loans should be covered by loan agreements while others should not. We show you how to tell one situation from the other. Then we give you practical guidance (as well as a model) on how to put together appropriate loan agreements.