Risk assessment is an integral part of an institution’s risk-based audit and controls for all products, services and activities. Time, new products, regulatory changes, competitive environment changes, and market conditions are just some of the factors that can impact risk assessments. In order for financial institutions to satisfy the regulators, they must constantly evaluate risks, weigh risks against rewards, and make decisions based on these evaluations.

Risk Assessments for Financial Institutions is a compilation of all the best tools from Sheshunoff | A.S. Pratt & Sons' most popular risk and audit manuals; it is a reliable resource that you can trust to save you time and make your job easier.

Our risk assessments are in the form of checklists, workpapers, matrices, and charts that you can use to identify risks and rate risks based on specific rating systems in the following areas:

• BSA/AML/OFAC
• Information Security
• Information Technology
• Business Continuity
• Electronic Banking
• Compliance
• Audit
• Lending
• Finance and Accounting

Easily Customized Word Files

Plus, we’ve included a CD with all of the forms and matrices so that you can easily customize the information to your institution’s specific requirements!

Highlights of Our Latest Update How To Use This Manual Table of Contents

About Gary M. Deutsch

Gary M. Deutsch has worked extensively in management positions with both regional financial institutions and community banks in audit, lending, financial, and operational areas. He served as a KPMG financial institutions consulting practice leader in the Mid-Atlantic region delivering strategic planning, profit improvement, financial management, and merger- and acquisition services. Mr. Deutsch is the founder and president of BRT Publications LLC, a professional education and training company serving the financial industry for over ten years. In this capacity he has written numerous publications for Sheshunoff and A.S. Pratt on topics such as risk management, credit management, asset and liability management, and accounting and internal auditing. He also conducts audio conferences and webinars on current issues related to these topics. Mr. Deutsch is a licensed CPA in Maryland and has a B.A. in accounting and an MBA in finance from Loyola University Maryland. He has also achieved the Certified Management Accountant, Certified Internal Auditor, and Certified Bank Auditor designations. See all works by Mr. Deutsch