Wouldn’t it be great to have one comprehensive resource on your shelf you could use for everyday guidance and support?

Mortgage Lending Operations and Administration gives you a wealth of information that covers all aspects of mortgage lending, from setting up your operations all the way through how to underwrite, document, and make loans. Plus, it helps you with other key issues like resolving problem loan situations, pricing loans, and managing risks. This one-stop resources offers:

• Practical, concise guidance — Author James Pannabecker guides you through this complex subject by giving you just what you need to run your mortgage lending operation, cutting through the clutter of unnecessary information.
• Forms, checklists, and sample policies — Make your planning process easier and more comprehensive with this practical, hands-on guide that offers the tested tools and techniques to managing and operating your mortgage lending business.
• A comprehensive, commonsense approach — Covers all aspects of mortgage lending, from setting up the organization to the mechanics of underwriting, documenting, making and reviewing loans, and resolving problem loan situations in a way that cuts through the complexity.
• All-purpose desk reference — Includes summaries of key federal laws and regulations that affect mortgage lending operations, and guidance on how to manage regulatory examinations.
• Regular Updates – As the mortgage lending industry changes, so do operational challenges. Your subscription will include two updates a year so you’ll have the latest tools of your trade..
• Customizable companion CD — Available with your paid subscription, the free companion CD contains the entire text of the manual so you can easily adapt documents to your organization.

Summary Table of Contents

Getting Organized
Chapter 1, Getting Organized and Adopting a Loan Policy
Chapter 2, Residential Mortgage Lending in a Nutshell
Chapter 3, Underwriting Guidelines
Chapter 4, Real Estate Appraisal Policies and Procedures

Loan Pricing, Approval, and Documentation
Chapter 5, Loan Pricing
Chapter 6, A Risk Management System
Chapter 7, Loan Review
Chapter 8, Loan Approval
Chapter 9, Loan Documentation
Chapter 10, Establishing Effective Residential Construction Lending Practices

Special Concerns
Chapter 11, Subprime Lending
Chapter 12, The Secondary Mortgage Market
Chapter 13, Avoiding Lender Liability Claims
Chapter 14, Preventing Environmental Liability
Chapter 15, Managing Regulatory Examinations
Chapter 16, Planning and Marketing

Problem Loans
Chapter 17, Problem Loans
Chapter 18, Loan Loss Reserve Management
Chapter 19, OREO Management Policies and Procedures

Regulatory Compliance
Chapter 20, Customer Privacy
Chapter 21, Regulatory Compliance
Chapter 22, Internet Activities

Appendix material includes a handy glossary of mortgage lending terms and relevant regulatory guidance.

Updates Keep You Current

As the mortgage lending industry changes, so do operational challenges. Your subscription will include two Updates a year so you’ll have the latest tools of your trade.

Highlights of Our Latest Update How to Use This Manual Table of Contents
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