Managing a bank requires senior management knowledge of many different functions. Most managers have expertise in one or two specific areas, but need a place to turn for guidance and tools when it comes to other areas. This three-volume manual is our answer to the problem. — Ed Pace

This three-volume manual and CD set* is the only resource that gives senior management everything needed to manage all bank operations. It is a community bank encyclopedia that covers everything from A to Z. It was been designed to be the key feature in a community bank library, and from this position to be readily used to obtain answers to the hundreds of questions that arise daily in a community bank. Each of the three volumes covers a specific functional area in a clear, easy-to-understand style. All the information and sample materials are practical and have already been proven to work in other community banks.

• Each volume contains model policies and procedures you can easily adapt to your bank’s needs. For example, Volume 1 begins with over 100 pages of Model Bank Policy Statements. All models and sample materials in the manual are also on the CD, so it’s easy to use them as a point of departure as you write policies for your bank to follow in all its operations.
• Individual chapters are written to be mini-manuals that stand alone. You can remove them from the binder copy them and distribute them to the managers in charge of specific functions; these managers will have everything they need to implement your instructions..
• All the model policies are designed to work together and implement specific procedures for the bank to follow in all the key areas, including Personnel Policies, Commercial Loan Policies, Real Estate Policies and Procedures, Consumer Loan Policies, Home Mortgage Lending Policies, and there are six chapters on problem loan management.
• Other tested tools include a Model Strategic Plan; a Model Risk Management System; a model bank security system; model board agenda and minutes; a model ALLL determination system, OREO management procedures, and much more.
• Periodic Updates ensure that our guidance, samples, and tools stay current and effective in an ever-changing environment.

Each volume covers an area of banking — Executive Management, Earning Assets Management, and Risk Management — These are the subject areas covered by Volumes 1, 2, and 3, respectively.

• Volume 1: Administration and Board Management. This volume contains valuable information regarding management and administration policies for banks and for boards of directors. Building a strong foundation and setting up sound operations is vital to your bank’s success. Specific topics addressed in Volume 1 include the bank’s organization, operating cost controls, board of directors’ management, and human resources management. Various models are included, such as Model Bank Policy Statements, a Model Community Bank Personnel Policy Manual, and a Model Strategic Plan.
• Volume 2: Investments and Loan Portfolio Management. Having quality loan and investment portfolios starts with proper planning and procedures. This volume addresses the earning assets management side of the bank, including commercial, real estate, and consumer lending, as well as six chapter of guidance on problem loan management and a chapter devoted to grading loans. This volume also provides information on investment strategies, investment administration and accounting, and it contains a model investment policy statement.
• Volume 3: Risk Management and Bank Compliance. Understanding risk management and loss prevention, as well as compliance requirements, is imperative. This volume provides information and the tools you need to protect your bank: There is a model risk management system, a model insurance program, fraud prevention measures, and contingency planning. There is also guidance concerning executive and administrative compliance, commercial and consumer lending compliance, real estate lending compliance, bank operations compliance and HR compliance.

* the companion CD is sent upon payment.

Highlights of Our Latest Update How to Use This Manual Table of Contents Look Inside This Book!*
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