Identify, monitor and control risks within your bank’s commercial loan portfolio

Credit decisions that are sound at the time of origination can be undermined over time by internal factors within the bank’s control and by external factors such as general or local economic or environmental conditions. Sheshunoff’s Commercial Loan Review and Audit Manual is designed to help you identify, monitor and control risks to reduce commercial loan losses and will allow you to take prompt corrective action before the safety and soundness of the loan portfolio becomes a serious issue.

This manual and CD help you develop and maintain a comprehensive loan review process, which is the most effective and reliable tool available for the early identification of risk. An effective loan review process helps you provide candid feedback on the loan portfolio and enables senior management and the board to act on corrective plans before the regulators examine the portfolio and point out exceptions, violations and other potential problems.

Sheshunoff’s Commercial Loan Review and Audit Manual guides you through the entire process for both commercial loan reviews and commercial loan compliance reviews, including:

• The Role of Loan Review
• The Lending Process and Controls
• Compliance Issues and Current Trends
• Reviewing the Credit File
• Reviewing the Document File
• Specialized Commercial Loans
• Commercial Real Estate & Real Estate Construction Loans
• Reviewing Appraisals
• Special Issues Facing Foreign Banks
• Problem Loans
• Analyzing the Commercial Loan Portfolio
• Working with the Regulators
• Maximizing Loan Review Findings

Highlights of Our Latest Update How to Use This Manual Table of Contents
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About Marta Stern

Marta Stern is CEO of Stern & Associates, L.L.C., a bank compliance consulting firm based in Los Angeles County. Before founding the firm, Stern served as a compliance/CRA officer for 12 years. Her prior experience also includes 25 years as a paralegal specializing in banking and savings and loan law. Her firm provides a broad range of consulting services including loan review sand compliance audits as well as programs to correct exceptions/violations cited by the regulators. Marta Stern is an award-winning pioneer in the field of financial literacy education and a frequent writer on compliance topics. See all works by Ms. Stern