Sandra Schnitzer Stern is a partner in the New York law firm of Nordquist & Stern PLLC. Ms. Stern is one of the leading experts of commercial lending law, having served on the drafting committees to revise both UCC Article 9 (Secured Transactions) and Article 5 (Letters of Credit). Ms. Stern was appointed by the Commissioner of Uniform State Laws in 1992. Prior to her current practice, Ms. Stern served as Senior Vice President and General Counsel of Banco Santander from 1993 through 1995 after leaving Republic National Bank of New York, where she was Deputy General Counsel. She is a fellow at the American College of Commercial Finance Lawyers, and Secretary of the Business Law Section of the New York State Bar Association.