Pamela S. Gotcher is an attorney for JPMorgan Chase, N.A., successor by merger to Bank One, N.A. In this capacity, she provides legal advice and counsel to the global trade services and lending divisions throughout the organization. In addition, she develops standard and custom financing documents, commercial documents, and other forms and contracts for the bank. During her 20 years in banking law, her expertise has covered a wide variety of legal banking matters. Ms. Gotcher is a member of the Texas-Mexico Bar Association, the American Bar Association, the Federal Bar Association, the Texas Bar Association, and the Oklahoma Bar Association.