Leonard M. Matz is an independent liquidity risk consultant.  Previously, Mr. Matz was the international director of liquidity risk consulting for Bancware and for Kamakura.  He began his career as an Examiner for the Federal Reserve of Cleveland and subsequently spent 15 years in senior risk management assignments at three U.S. banks.  Mr. Matz has worked with bankers on six continents to review and revise their liquidity risk measurement, contingency planning, policies, documentation, and reporting. Bankers and regulators worldwide acknowledge Leonard’s influence on liquidity best practices.