Ed Pace has spent many years as a banker, bank consultant, financial writer, and teacher. He started his career at the First National Bank in Albuquerque, New Mexico, where at various times he served as credit department manager, compliance officer, training officer, commercial loan officer, correspondent banker, and author/editor of the bank’s policies and procedures manuals. Also while a banker, he wrote and taught on the side, authoring more than 25 articles for national banking magazines, conducting seminars on behalf of Robert Morris Associates, and joining the faculty of the Pacific Coast Banking School.